Terms of Service

1. Acceptance of terms

By accessing or using this guide (the "Site"), operated by Ledgerlight Media LLC ("we", "us"), you agree to these Terms of Service. If you do not agree, please do not use the Site.

2. Eligibility

You must be at least 18 years old, or the age of majority where you live, to use the Site. The Site is intended for readers in the United States.

3. What the Site provides

The Site is a free educational guide about building a finance-focused YouTube channel with AI tools. It includes written content, checklists, prompts and estimates. Nothing on the Site is a purchase, subscription or professional engagement.

4. Payment, cancellations and refunds

The Site is currently free to use and we do not collect payments. If paid products are offered in future, separate terms covering pricing, cancellation and refunds will be presented before purchase.

5. Your responsibilities

You agree to use the Site lawfully, not to interfere with its operation, and not to copy or republish substantial portions of it without permission. You are solely responsible for verifying any figure, policy or legal requirement before relying on it, including YouTube policies, FTC rules and tax rules.

6. Intellectual property

The text, design and original materials on the Site belong to us or our licensors. You may share links and quote short excerpts with attribution.

7. Third-party links and tools

The Site may link to third-party websites and mention third-party tools. We do not control them and are not responsible for their content, pricing or policies.

8. Limitation of liability

The Site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, we are not liable for any indirect, incidental or consequential damages, or for any loss of revenue, channel status or data, arising from your use of the Site.

9. Changes to these terms

We may update these terms from time to time. The "Last updated" date above shows the latest revision. Continued use of the Site after changes means you accept them.

10. Governing law

These terms are governed by the laws of the State of Delaware, USA, without regard to conflict-of-law rules.

11. Contact

Ledgerlight Media LLC
245 Market Street, Suite 400
Wilmington, DE 19801
Phone: (302) 555-0148
Email: [email protected]